Career Opportunity: Mortgage Underwriter
Village Capital is a well-established Mortgage Lender and Servicer with expanding opportunities in Henderson, NV, and Draper, UT. We are seeking highly experienced and motivated Mortgage Underwriters to contribute to the new exciting business cycle.
As a Mortgage Underwriter, your primary role would involve the thorough analysis of residential mortgage loan applications, adhering to FHA and VA underwriting guidelines.
Key Responsibilities:
Evaluate loan applications in accordance with FHA and VA guidelines, ensuring precision and compliance.
Scrutinize third-party reports including credit assessments and appraisals.
Conduct thorough reviews of income and asset documentation.
Manage outstanding loan conditions and clearing files for a seamless closing process.
Ensure full compliance with applicable lending regulations.
Key Qualifications:
Minimum 5 years of experience in residential lending, with expertise in credit documentation and FHA/VA underwriting (DE and SAR approved).
Proficient in reviewing legal documents, title reports, insurance policies, and flood certificates.
Highly motivated, excelling in a fast-paced environment.
Familiarity with Encompass loan operating system.
Exceptional written and oral communication skills.
Commitment to accuracy, integrity, and ethical codes & standards.
Adherence to established policies and procedures.
Job Details:
Job Type: Full-time
Salary: Competitive, based on experience
Location: Draper UT (Salt Lake Area), Henderson NV (Las Vegas Area)
Language: English
Work Authorization: United States
Benefits:
401(k) with matching
Dental insurance
Employee assistance program
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
Schedule:
8-hour shift, Monday to Friday
Education and Experience:
Bachelor's degree
5+ years of Mortgage Underwriting experience required
Knowledge of Fair Housing Regulations preferred
DE and/or SAR certification required
To elevate your career, send us your resume and we will be in touch. Your skills will play a pivotal role in shaping the future of our company.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Experience:
- Fair Housing Regulations: 1 year (Preferred)
- Mortgage Underwriting: 3 years (Required)
License/Certification:
Work Location: Remote