Overview:
The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.
Responsibilities:
- Determine the best loan product for customer
-
Devise marketing plans to seek referrals from agents and builders
-
Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements
-
Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc
-
Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service
-
Originate and promote Trustmark’s Community Lending Loans and Products
-
Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services
Qualifications:
- Minimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
- Eligible for NMLS certification
-
Thorough knowledge of government and conventional mortgage loan guidelines and requirements
-
Extensive knowledge of the qualifying variables between mortgage loan products
-
Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
-
Knowledge of appraisal standards and acceptability
-
Ability to produce tax return analysis as required by conforming loan guidelines
-
Must know how to fully disclose and handle all applications according to compliance regulations
-
Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
-
Working knowledge of financial compliance and regulatory requirements
- Computer skills
-
Interpersonal Skills
- Sales skills
-
Communication skills
-
Analytical Skills
-
Junior college/Two-year college training preferred