A&D Mortgage is a Florida-based Nationwide Mortgage Lender providing successful residential and commercial loans for over 20 years. With a team of 200+ employees across the United States, we represent our A+++ service in 40+ states.
ESSENTIAL RESPONSIBILITIES:
-
Review credit, income, assets, and collateral documentation per investor guidelines and determine if the investor conditions are valid.
-
Run DU, LP, and proprietary AUS software.
-
Calculate income using traditional and non-traditional documentation to determine DTI ratios, residual income figures, and DSCR when applicable.
-
Provide exceptional customer service to internal and external partners when clearing open conditions.
EXPERIENCE REQUIREMENTS:
-
2-3 years of recent front-line residential mortgage underwriting experience, with FHA/VA experience preferred.
-
In-depth knowledge of FNMA, FHLMC, FHA, and VA product guidelines is a plus.
-
Experience with Non-QM and alternative credit products preferred.
-
Strong risk-based decision-making and analytical skills.
-
Strong, concise, and effective communication skills to support internal and external customer service needs.
-
Detail-oriented, organized, and efficient in promoting timely pipeline management and accurate results.
-
DE certification is a plus.
-
SAR and LAPP certifications are a plus.