Places new and renewal business with binding authority, brokerage markets and/or personal lines markets, and makes appropriate decisions within own underwriting and assigned authority levels. For binding authority markets - Reviews insurance applications and gathers any additional information necessary to evaluate, classify and rate each risk to determine acceptability, coverage and pricing by performing duties listed below. Uses judgment, knowledge and prior experience to determine the most appropriate markets to place business with; reviews carrier guidelines to determine acceptability or risks within guidelines. For non-binding authority markets – works with the carrier to determine pricing, coverage and acceptability of risks; gathers any additional information needed by the carrier,and serves as the liaison between the carrier and retail agent. Will assist senior underwriters with any daily activities consisting of, but not limited to: rating, correspondence, and endorsements.