Position Title
Credit Analyst
Location
New York/1400 Broadway/114025
Job Summary
The Credit Analyst assists Senior Lenders in all matters involving loans and credits.
Pay Range: $30.00 - $42.57 - $55.13
Job Responsibilities:
-
Spreads and analyzes financial statements and other credit information. Monthly track and spread advance formulas for borrowing base lines of credit.
-
May interact directly with clients and prospects on financial matters related to the respective credits.
-
Drafts and prepares underwriting analysis and credit offering memorandums (COM’s).
-
Interacts frequently with Senior Lenders, Group Directors and Lending Operations on credits in the Bank's loan portfolio.
-
Assists in preparing files for internal and external audits.
-
Assists in monitoring Matured and Maturing Reports.
-
Orders and reviews LexisNexis reports and UCC filings.
-
Assists in monitoring performance of each credit by calculating financial covenant compliance and downloading loan history from ACBS.
Requirements
-
High school diploma or general education degree (GED)
-
Accounting or Finance experience preferred
-
Minimum 1 year: commercial/credit related experience (exposure to financial statements, commercial loans, etc.)
-
Experience with Moody's Credit Lens Spread System
-
Strong written communication and analytical skills
-
Proficient: Microsoft Word & Excel
-
Strong work ethic
#LI-Onsite
#LI-LM1