WE ARE THE KIND OF EMPLOYER YOU DESERVE.
illumifin is an insurance technology company and third-party administrator that designs, develops and delivers tech-enabled insurance policy management software and services that provide unrivaled value for insurers.
We combine insurance insight, operational excellence, and technology innovation to build solutions that deliver high performance and position insurers for the digital world. illumifin is primarily focused on the North American life, long-term care, annuity, and health markets. We believe in true partnerships with our customers and are passionate about insurance.
This Underwriter position supports the daily operations of the Underwriting Department by reviewing underwriting requirements and determining underwriting decisions of applicant files. The Underwriter will communicate with agents and clients on decisions.
LIFE INSURANCE UNDERWRITER RESPONSIBILITIES
1. Quickly but carefully read, analyze and interpret medication lists, medical records, phone and in-person assessments, cognitive test scores and properly document findings
2. Assess risk for Long Term Care using lifestyle, medical and cognitive information while processing a minimum of 50 cases weekly
3. Using established protocols, underwriting guidelines and procedures, analyzes risk, ensuring decisions are consistent with client and corporate guidelines and programs
4. Perform work accurately and efficiently under deadline pressures
5. Maintains a minimum of 98% accuracy in underwriting decisions
6. Conducts phone history interviews, as warranted
7. Handle calls from agents regarding underwriting decisions
8. Prepare correspondence to applicants, doctors, agents, etc.
9. Other duties and projects as assigned
Life Insurance Underwriter Qualifications
* BA, BS, RN or equivalent insurance industry experience
* 1+ years LTC, Life or DI underwriting experience
* Working knowledge of Medical Terminology
* Proficient PC skills
* Typing speed of 50 WPM or better
* Time management skills
* Ability to work independently as well as in a team
* Strong communication skills
Illumifin values diversity and is committed to providing an environment of mutual respect. illumifin is an Equal Opportunity Employer (EOE/AA) and participates in E-Verify. Illumifin will not discriminate in its employment and employment-related decisions against any applicant or employee based on age, race, gender, creed, religion, national origin, disability, marital status, covered veteran status, sexual orientation, status with respect to public assistance, membership or activity on a local commission, or any other characteristic protected under state, federal, or local law.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) 3% Match
- Dental insurance
- Employee assistance program
- Employee discount
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Referral program
- Vision insurance
- Volunteer time off
Schedule:
Experience:
- Life Insurance Underwriting: 1 year (Preferred)
Work Location: Remote